Ernadic Limited,
trading as BF Compliance.

Independent. In-house experienced. Unambiguous.

BF Compliance, short for Bonafide Compliance, is a name that reflects the founding conviction that financial institutions must be honest, accurate, and grounded in how regulation actually works in practice, not how it is often characterised, and we are here to help.

We operate as an independent advisory firm. This means our advisors are not constrained by the conflicts of interest or scope limitations common in larger regulated entities. We advise solely in our clients' interests, within the bounds of what we genuinely know.

The firm advises across the full compliance lifecycle — initial licensing, policy and framework design, ongoing regulatory advisory, inspection readiness, requisitions, and training for Responsible Officers and Licensed Representatives.

Our advisors

Over a decade of experience in fintech and financial services compliance, with roles spanning in-house and advisory work across regulated entities in Hong Kong and internationally.

Our advisors have experience serving as senior management of regulated entities, Chief Compliance Officer, MLRO, and Group Head of KYC/AML. Our experience builds from the ground up and shapes how we advise our clients, making sure our advice is practical whilst not hurting the business.

Our advisors have served over 60 clients globally with the majority being SFC licensed corporations.

• Licensing applications and renewals across SFC-regulated activity types and TCSP licensees
• Compliance framework design, policy drafting, and procedure manuals
• Ongoing advisory and regulatory monitoring
• Training for Responsible Officers and Licensed Representatives
• SFC inspection readiness, general requisitions, and post-inspection remediation
• Virtual asset service provider compliance and transaction monitoring infrastructure